About Central
About
We believe capital should move
The Central Mortgage Income Fund takes capital from accredited investors and deploys it as real estate-backed loans across California, with the goal of returning an ~8% annual yield, distributed monthly —with the option to cash out or reinvest.
We partner with high net-worth individuals, experienced investors, family offices, and financial advisors. Built on decades of experience and a genuine love of the Golden State, we aim for reliable passive income from a minimum investment of $100,000.
Our Story
How we got here
Long before Central existed, the foundations were already being built. For decades, our team has participated in California real estate as lenders, builders, developers, operators, and investors.
Across market cycles, one lesson remained constant:
The best investment decisions come from understanding the assets, borrowers, and opportunities from the ground up. Not from a distance. Not through layers of intermediaries.
But by staying close to the people, projects, and markets that drive outcomes.
That belief ultimately became Central.
Built over decades
The Central platform draws on decades of experience across lending, real estate, servicing, trustee operations, and development throughout California.
1975
1975
Superior Home Loans and Robil begin serving California borrowers, lenders, and property owners.
2014
2014
The businesses are acquired by the Dianda family, creating the foundation for a more integrated real estate finance platform. Building on that legacy, Equidy is launched to provide modern private lending, underwriting, servicing, and borrower-focused financing solutions.
Today
Today
Central brings investors into that ecosystem through professionally managed strategies designed to put capital to work in California real estate.
What began as individual businesses has evolved into a connected platform focused on one objective:
Connecting capital with opportunity.
A connected real estate finance platform
Many investment managers sit several layers removed from the assets they invest in.
Central was built differently.
Our platform is connected to the lending process from origination through servicing, providing greater visibility into opportunities, risk, and execution.
Central Capital
Stewardship of investor capital and management of investment strategies.
Central Mortgage
Income Fund
Our primary investment vehicle, providing accredited investors access to California real estate lending opportunities.
Equidy
A California-based real estate finance company focused on loan origination, underwriting, servicing, and borrower relationships.
Robil
Trustee and resolution services supporting loans throughout their lifecycle.
The ripple effect
Every investment creates a ripple.
From a Bay Area apartment complex to a Sacramento housing development. Your capital creates jobs, builds homes, and moves projects forward. The ripple comes back as reliable income.
You participate in growth. You’re rewarded with profit.
We believe capital has the greatest impact when it is actively deployed, supporting productive outcomes while generating value for the investors who make it possible.
Leadership
Ben Dianda
Chief Executive Officer
Investor. Operator. Builder.
Ben leads Central’s strategic direction, investor relationships, and long-term growth initiatives.
His experience spans private lending, real estate development, investment management, and entrepreneurship, with participation in hundreds of real estate transactions and dozens of residential and commercial development projects throughout California.
He brings an operator’s perspective to capital allocation and a long-term commitment to stewardship.
Dan Dianda
President
Lender. Builder. Market Veteran.
Dan brings more than four decades of experience across mortgage banking, construction, real estate development, and private lending.
Throughout his career, he has participated in more than one hundred development and redevelopment projects while helping borrowers and investors navigate multiple market cycles.
His emphasis on relationships, underwriting discipline, and long-term thinking continues to shape Central’s philosophy today.
Our Principles
Stewardship over speculation
We believe capital should be managed with care, discipline, and respect.
Relationships over transactions
Long-term partnerships create stronger outcomes than short-term wins.
Simplicity over complexity
We favor understandable investments backed by tangible assets.
Long-term thinking
The goal isn’t simply to generate returns this quarter. It’s to build a platform that creates value for years to come.
Let's talk
Whether you’re exploring income-focused investments, evaluating an allocation, or simply learning more about what we’re building, we’d welcome the conversation.